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What is a Money Spreadsheet Template? In simple terms, it is a type of program that allows you to create a certain spreadsheet that will allow you to store all your financial transactions easily. It may also be referred to as a free personal budget, a “non-government” budget, or a “personal budget.”
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What is a Money Spreadsheet Template? How do I make one? That’s easy, you could browse online, search for it on Google, Yahoo, MSN, or any other search engine, and look for the free spreadsheet templates available online.
But wait! I think that the term “free” does not necessarily mean that these spreadsheets are free. Many of them are for a fee. Here are the 3 main differences between free spreadsheets and paid ones:
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If a template is for free, it is not a template at all. It is just a page on the internet where you can get a bunch of free information and hope that the information in it will help you a lot. You will find lots of tips and techniques to help you become more financially savvy, but that is all.
And if a template is for a fee, it is a very good template indeed. A reputable company like “The Budget Exchange” has over 25 years of experience in creating high-quality spreadsheets for the average person who wants to make his or her own personal financial planning efforts. The templates they provide are very user-friendly and very easy to read. The templates are also very affordable – usually under $20, including shipping and handling.
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When you use a template, you will be able to control every single aspect of the template – even the design. You can have as much or as little information in the templates you want. And you can even make your template according to your needs.
Once you have created a template, you will be able to keep all your records for the financial planning effort for years. And the key here is that it will become an automatic system. As you start making decisions about how to spend your money, you will be prompted by the template to do so. You will have to adjust accordingly, and this is how the “real” work begins.
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Why should you use a money spreadsheet template? There are several reasons why you should use a template when making your budgeting process. If you follow the guidelines in the template, you will be well on your way to making a financial plan that works for you, and your family, and your finances.